Live MVP
Financial Autopilot
A simple path from everyday merchant activity to a confirmed, understandable financial result.
- ✓Capture in plain language
- ✓Clarify what is missing
- ✓Confirm before posting
Qatar-born AI financial autopilot for SMEs
Your business moves every day. FinWasl turns it into financial intelligence.
Capture sales, expenses, invoices, inventory and payments in plain language. FinWasl understands what happened, asks what is missing, verifies the result through a controlled financial engine, learns how your business operates, and turns everyday activity into financial intelligence you can act on.
Review before postingEvidence-based numbersQAR-first
FinWasl previewPublic preview · no data recorded
Everyday business activity
SaleReceiptInvoiceStockBank / POS
Smart Capture
“I paid QAR 850 for stock.”
How did you pay?
One detail needed before review
01Business activity
02FinWasl Intelligence
03Controlled engine
04Financial intelligence
Financial MemoryVerified facts stay traceable.
Business TwinYour operating picture gets clearer.
Merchant PassportEvidence builds financial identity.
Funding ReadinessSee what evidence comes next.
Ready for your workspace. Nothing was recorded.This public preview shows the flow only. Your real workspace keeps the review step.
One intelligence core · clearer decisionsPublic preview · no data recorded
The company we are building
A Qatar-born AI Financial Autopilot, powered by financial intelligence that grows with every verified business event.
FinWasl starts with the Financial Autopilot as the merchant entry point. The same intelligence core builds Financial Memory, Business Twin and financial identity, then extends into FinWasl Pay and FinWasl Marketplace through regulated partner pathways.
Trust layer
Financial Memory
A durable business context that keeps verified facts, merchant-authorized information and pending observations separate.
- ✓Evidence stays traceable
- ✓Context improves over time
- ✓Unconfirmed patterns stay pending
Intelligence layer
Business Twin
An evolving view of how the SME operates across cash, costs, collections, suppliers, inventory and working capital.
- ✓Role-adaptive explanations
- ✓Patterns become decisions
- ✓Forecasts stay evidence-backed
Access layer
Financial Identity
Confirmed activity progressively builds an evidence-backed Merchant Credit Passport and Funding Readiness profile.
- ✓Not a bank score
- ✓Consent-based sharing
- ✓Readiness, not approval
Working MVP today
QAR-first financials, multilingual Smart Capture, review before posting, a controlled financial engine, reports and forecasts, Financial Memory, Merchant Credit Passport, and indicative Funding Readiness.
What funding unlocks next
The core team, FinWasl financial intelligence capabilities, Qatar and GCC SME data and evaluation, real merchant pilots, integrations and regulatory preparation.
Join the pilot conversationThe FinWasl loop
From a simple business event to a clear financial decision.
Say what happened or show it. FinWasl understands the context, asks one question when needed, and turns confirmed activity into a financial picture you can act on.
Click an input or stage to explore the loop
A verified financial path
One source of truth for every role · review before posting
FinWasl · MVP foundation
Business activity
FinWasl understands
FinWasl checks context, evidence and duplicates before posting.
Selected: Sales or income
What becomes available after confirmation
Selected path·Sales or incomeUnderstandAwaiting confirmationFinWasl checks context, evidence and duplicates before posting.
The authoritative record stays under your controlMemory → Twin → Passport → Readiness
How FinWasl works
From daily activity to a clear financial decision.
The same simple loop protects financial truth no matter how information enters.
01
Capture
Record everyday financial activity without complicated accounting.
Daily CloseSalesExpensesCustomer debtsSupplier obligations
02
Confirm & remember
Review what FinWasl understood, then build Financial Memory from confirmed events.
Review firstEvidence linkedMerchant confirmedSearchable history
03
Understand
Turn confirmed activity into useful financial management and FinWasl Financial Autopilot guidance.
Cash & salesReceivablesPayablesManagement reportsFinancial Autopilot
04
Build identity
Consistent evidence creates a clearer picture of how the business behaves.
Data completenessFinancial behaviourMerchant PassportConfidence
05
Act & grow
Know what needs attention now and prepare for future partner-powered opportunities.
Today’s actionsFunding ReadinessRepayment fitFuture connectivity
QATAR-BORN FINANCIAL AI
Built for the way Qatar's SMEs actually move money.
FinWasl brings cash, card, bank, POS, invoices and receipts into one verified operating picture. FinWasl understands the language of the business, while the controlled engine protects the financial record.
FinWasl Intelligence CoreQAR-first · evidence-backed
PAYMENT ACTIVITY
Record every way money moves
Record now
Cash
Record now
Card / POS
Record now
Bank transfer
Partner next
Wallet / QR
Payment→FinWasl Intelligence→Controlled engine→Financial Memory
Product experience
Live intelligence first. Detail when you need it.
Everything a merchant needs day to day in five clear destinations.
One intelligence core · three financial products
One intelligence core. Three financial products.
The Financial Autopilot is the live merchant product. FinWasl Pay and FinWasl Marketplace extend the same verified Financial Memory, Business Twin and financial intelligence into payments, reconciliation and future financial access.
FinWasl Intelligence Core · shared across all three products
LIVE MVP · POWERED BY FINWASL INTELLIGENCE CORE
FinWasl Financial Autopilot
FinWasl understands everyday SME language, documents and business context through its AI intelligence layer. The controlled financial engine validates the result before anything authoritative is posted.
- ✓FinWasl interprets the business
- ✓Ledger-grounded answers
- ✓Review before anything is posted
PARTNER PILOT · ROADMAP
FinWasl Pay
A future payment and reconciliation layer that turns payment signals into stronger verified financial context, updating the same Financial Memory and operating picture through licensed partners.
- ✓Payment-to-sale reconciliation
- ✓Financial Memory updates
- ✓No live payment acceptance in this MVP
PARTNER PREVIEW · ROADMAP
FinWasl Marketplace
A future financial-access layer built on verified merchant evidence, Merchant Passport and Funding Readiness, designed to connect eligible SMEs with appropriate partner opportunities.
- ✓Readiness and commercial gates
- ✓Visible stage-by-stage journey
- ✓No funding, custody or journal impact
ONE CORE → THREE PRODUCTS
The Financial Autopilot is live first. The same intelligence core builds Financial Memory, Business Twin, Passport and Readiness, then extends into FinWasl Pay and FinWasl Marketplace through regulated partners.
FINANCIAL IDENTITY · EVIDENCE LAYER
Every verified business event strengthens the financial picture of the SME.
As verified history grows, FinWasl can turn operating evidence into a stronger Merchant Passport and clearer Funding Readiness. Plans never change the result; real history and evidence quality do.
Passport evidence stages
Building
Less than 14 complete operating days
FinWasl withholds the Passport score when the minimum evidence gate is not met.
Passport and Funding Readiness are indicative management signals, not a bank approval or financing guarantee.
What actually changes the outputs
Data completeness
Confirmed amounts, dates, categories, counterparties and supporting evidence.
Operating discipline
Daily Close coverage, cash variance quality and timely capture.
Business behaviour
Revenue stability, collections, obligations and repayment capacity.
Evidence quality
Verified sources and sufficient measurable data before publication.
The numbers stay calculated
The website never assigns showcase amounts. The engine calculates outputs from the merchant’s current confirmed evidence.
THE FINWASL TRUST LAYER
AI moves fast. FinWasl keeps the financial truth controlled.
01
FinWasl understands
Natural language, mixed Arabic and English, documents and business context.
02
Controlled engine validates
Deterministic financial rules protect the authoritative record.
03
Evidence stays linked
Every material result can be traced back to confirmed activity.
04
Merchant keeps control
AI suggests and explains. You confirm before anything is posted.
AI suggests. FinWasl verifies. You remain in control.
Coming next · Partner-powered
FinWasl Pay
Your payments should update your financial picture automatically.
FinWasl Pay is the next connected layer: when a customer pays, the payment can be reconciled to the right sale or receivable so Financial Memory and TODAY stay current without duplicate work.
FinWasl intelligence matches payments to sales
PAYMENT ACTIVITY MAP
Record every way money moves
Record now
Cash
Record now
Card / POS
Record now
Bank transfer
Partner rail next
Wallet / QR
Payment→FinWasl Intelligence→Controlled engine→Financial Memory
01
Customer pays
02
Payment reconciles
03
Financial Memory updates
04
Today updates
FINANCIAL MEMORY
Payment context becomes financial context.
Pricing
A plan for every stage of the business.
Start with the essentials, then add more FinWasl capacity, people, branches and operating controls as your business grows.
Starter
For merchants who want to organize their finances and try FinWasl.
QAR 0
No subscription fee
FinWasl
25 FinCredits signup · max 5/day
1 user · 1 branch
Plan highlights
- 1 user · 1 branch
- Core FinWasl financial system
- Financial Memory & Daily Close
- Core financial reports & standard exports
- Try FinWasl AI
Solo
For solo owners and small merchants who want an AI financial copilot.
QAR 79/mo
Billed monthly
FinWasl
100 FinCredits / month
2 users · 1 branch
Plan highlights
- Everything in Starter
- 2 users · 1 branch
- Full FinWasl AI Copilot
- AI analysis, budgets & forecasts
- Scenarios & AI reports
Recommended
Growth
For growing SMEs that need more AI capacity, users, branches and financial automation.
QAR 249/mo
Billed monthly
FinWasl
320 FinCredits / month
5 users · 3 branches
Plan highlights
- Everything in Solo
- 5 users · 3 branches
- Financial automation
- Multi-branch intelligence
- Basic approval workflows
Pro
For established SMEs with larger teams, more branches and advanced financial operations.
QAR 499/mo
Billed monthly
FinWasl
700 FinCredits / month
10 users · 5 branches
Plan highlights
- Everything in Growth
- 10 users · 5 branches
- Advanced automation
- Advanced financial analysis
- Advanced approvals
SME Pro
For larger SMEs that rely on FinWasl across teams, branches and more complex financial operations.
QAR 999/mo
Billed monthly
FinWasl
1,400 FinCredits / month
15 users · 10 branches
Plan highlights
- Everything in Pro
- 15 users · 10 branches
- Higher AI capacity
- Advanced multi-branch intelligence
- Advanced workflows & controls
Enterprise
For larger organizations that require custom scale, controls, onboarding or commercial terms.
Custom
FinWasl
Custom FinCredits
Custom users · Custom branches
Plan highlights
- Everything in SME Pro
- Custom users & branches
- Custom FinCredit capacity
- Custom controls
- Dedicated onboarding
Now
Financial Autopilot subscriptions
Simple QAR pricing for the financial autopilot.
Next
FinWasl Pay partner revenue
Partner-powered, subject to licensing and integration.
Later
Marketplace connectivity
A controlled path to regulated financial access.
Pricing is shown for planned market access. Public account creation is paused while we prepare early access.
FAQ
Questions before you start
What is FinWasl?
FinWasl is a Qatar-born AI financial autopilot for SMEs that turns everyday business activity into verified financial intelligence.
Does AI change my books automatically?
No. AI can structure and explain information, but a merchant review step comes before authoritative posting.
What can Smart Capture read?
Smart Capture supports natural text, photos and documents, voice, and CSV imports, with automatic detection for Arabic, English, Urdu, South-Asian languages and mixed-language input. Unclear items are flagged for review.
Is FinWasl built for Qatar?
The MVP is Qatar-first, works in QAR, and supports English and Arabic.
Is FinWasl Pay live today?
FinWasl Pay is a future payments and reconciliation layer connected to the same FinWasl Financial Memory and intelligence core. It is not live payment infrastructure in the current MVP.
Who is FinWasl for?
FinWasl is designed for merchants, managers, accountants and owners or CFOs. Each role sees the same financial truth at the right level of detail.
What will I see before I start?
The preview shows a clear working journey. Your workspace uses only confirmed business activity.
Does FinWasl provide funding or live payments?
Not today. FinWasl Pay and Marketplace are being prepared with licensed partners; they do not represent funding approval or real-money movement.
Is FinWasl IFRS compliant?
FinWasl uses an IFRS-aligned controlled financial engine within the MVP scope. Accountant and legal validation are still required before formal reporting.
Get early access
One place to capture, understand and act on your business finances.
Join the waitlist today. We will contact you when FinWasl opens early market access for SMEs.
